How to Calculate Your Debt-to-Income Ratio (DTI)
DTI is the proportion of your debt commitments relative to your monthly gross income. Lenders scrutinize this ratio to ensure you’re not burdened with excessive debt.
Unlock Your Dream Home with a Personal Touch
Unlock the door to your dream home with ATP Home Loan—your trusted partner in securing primary residence mortgages.
Your Team
Helen Mata
(281) 803-6115
NMLS #2300211
Today's Rates
30-Year Fixed
6.875% 15-Year Fixed
6.125% 5/1 ARM
6.250% 6.9% 6.6% 6.4%
Your Updates
Pre-Approval Complete
Approved for $425,000
Mortgage Application In Progress
123 Main St, Springfield, USA
75% complete
- Jumbo
- HELOC
- Conventional
- FHA
- USDA
- Purchase
- Self Employed
- Down Payment Assistance
- Refinance
- Non-QM
- Jumbo
- HELOC
- Conventional
- FHA
- USDA
- Purchase
- Self Employed
- Down Payment Assistance
- Refinance
- Non-QM
- Jumbo
- HELOC
- Conventional
- FHA
- USDA
- Purchase
- Self Employed
- Down Payment Assistance
- Refinance
- Non-QM
A seamless process
Explore your options
Discover the range of mortgage products tailored to your needs and financial situation.
Submit your application
Complete and submit your mortgage application online with guidance from our expert team.
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- Everything you need in one place, from start to finish.
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- Thousands of home financing options that can fit your needs.
Financing Partnership, the Way It Should Be
How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
How to Calculate Your Mortgage Payment
Mortgage monthly payments are determined by loan amount, principal, interest, term and more. Calculate monthly payment to determine exactly what you can afford.
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“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
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Mortgage Rates Today
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.